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Debtmerica is a debt consolidation based in Santa Ana, California. Founded in 2006, the company focuses on helping American consumers consolidate and reduce their debt into a lower monthly payment than what they currently have. In most cases, customers experience an average debt reduction rate of 29 percent, depending the type and amount of debt they have and who owns that debt.

Is Debtmerica Trustworthy?

debtmerica-debt-consolidationIn business since 2006, Debtmerica offers real debt consolidation solutions for their clients. The company website features a number of actual client testimonials that offer praise for services rendered. Every client that is currently enrolled in the program has at least one debt account that Debtmerica handles.

Along with customer testimonials, Debtmerica also lists contact information for potential clients and a physical address in California. Their management team with credentials for each individual is also clearly placed on an about page. At face value, Debtmerica is a legitimate and trustworthy company.

Debtmerica Reviews

Like many debt relief companies, Debtmerica has its share of both positive and negative reviews.

According to a leading review website, Debtmerica currently has a rating of 9.2 out of 10. The vast majority of clients who have posted reviews on this website have reported that the debt consolidation service is extremely useful and effective. Some complaints indicated that debt consultants would often fight over clients, which can be a major turn off for consumers.

Debtmerica also has a positive rating of A+ with the Better Business Bureau. Over the last three years, the company only has one complaint, which was effectively resolved with a minimal refund to the customer.


Consumers Advocate, an independent review website, also gives Debtmerica a positive rating of 4 out of 5 stars. The biggest complaint received by them is that the services don’t always reduce debt as much as each client would like. Customer service and pricing are highly rated here.

Different review websites feature average ratings of various levels for Debtmerica. Overall, the majority of consumers have been extremely pleased with the level of service provided by Debtmerica.