Being in debt can be a very stressful experience. You have bills to pay, and there is not enough money in the bank account. It seems like your entire paycheck is going to pay all your creditors. Therefore, you need to find a way to get some financial relief. One way to achieve this goal is through debt consolidation. With debt consolidation, you can consolidate unsecured debt into one monthly payment. Credit cards, personal unsecured loans, payday loans, and medical bills are a few types of debt that can be consolidated. One company who specializes in debt consolidation is Oak View Law Group.
Oak View Law Group can help you lower your interest rates, lower your monthly payments, and get late fees cancelled. They will also get penalties and late charges eliminated. This law firm is California based, and since they are a group of lawyers, all laws will be followed. To be eligible for debt consolidation, you must have at least $1000 of unsecured debt.
The average length of your debt consolidation is between six months and 48 months. This amount of time varies between customers, so it is based on your specific financial situation. The consultation is free, and then the law firm charges 25% of the amount that is consolidated. You will also be charged $50 each month for a consultation fee. However, overall, you will save money with Oak View Law Group.
If you think debt consolidation is right for you, call and talk to a specialist about your financial situation. You will review all your unsecured debt to see if you qualify. If you meet the requirements, the lawyer will go over the program details and the process that you will go through. You will need to give the law firm the names of your creditors, as well as their phone number. It is helpful if you know your account number. The law group will develop the best plan for your needs. Oak View is experienced in negotiating with creditors, so they will act on your best interest.
The law firm will send you paperwork for you to review and sign in order to enroll in the program. Once all of your information is complete, you can view your account on their website. You will be given log in information, so you can sign on and see exactly what is going on with your creditors.
The bottom line is that Oak View Law Group is a good option for debt consolidation. According to http://www.toptenreviews.com/money/debt/best-debt-consolidation-companies/oak-view-review/, Oak View is one of the best debt consolidation companies in the country. Even though it is based out of California, the law firm will handle cases from anywhere in the country. If you think it is possible that your creditors will file a lawsuit against you, Oak View is a group of qualified lawyers, so you are in good hands legally.