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Our Score



One of highest reduction amounts on the market


Great track record with clients


Awesome settlement services


Friendly staff


No monthly fees



Only work in 28 states of the country


Don’t offer consolidation or debt management services


Have a high minimum debt amount to qualify

Unsecured debt is a huge problem with millions of people in the country. Credit card bills and loans often keep increasing and you find yourself just trying to make the minimum payment. At this rate, it will take you the rest of your life just to pay off your debt. You need a solution so you can get a fresh start with your finances. For many people, debt consolidation is a good start. What a lot of consumers don’t realize is that there are a few different options available to them should they decide they want to take control of the debt in their lives.

As mentioned previously, debt consolidation is one of the most popular options available to those who don’t believe they can pay back their debt. In fact, it’s a great option for those who CAN pay back their debt as well. Consolidation merges all of your loans into a single payment structure so you don’t have to worry about multiple payment dates and other inconveniences. In addition, consolidated loans are often refinanced at much lower interest rates, which will save you money over time and reduce your monthly burdens.

Debt settlement is another type of arrangement that reduces the amount that you owe by coming to an agreement with your lender. This is another popular option amongst American consumers, but should only be used if consolidation is not a viable plan. It may sound ridiculous, but lenders are often very keen to accept settlement offers as they feel it is the best way to ensure you don’t declare bankruptcy against the amount you owe.

Superior Debt Relief Services is a debt relief company that provides debt settlement services. In this review, we will take a look at the company and see whether or not they’re worth working with!


One company that offers debt relief services in the form of debt settlement is Superior Debt Relief Services. With debt consolidation with Superior, you can obtain a lower interest rate, reduce the amount of fees, and have one lower monthly payment. With debt settlement, you will make one monthly payment to Superior Debt Relief. This is much easier for you to manage rather than making numerous payments to your creditors.

In order to qualify with Superior Debt Relief, you need to have at least $10,000 in qualified debt. This amount is higher than with some of the other companies. The business has been in operation for almost 20 years, so they are experienced in handling debt settlement. The company has friendly consultants who do not judge, rather they work hard to find a solution that works for you.

If you are not satisfied, you can have your money back, and no up-front fees will be charged.

A positive aspect of Superior Debt Relief is that they have lawyers on their staff at no additional charge that can give you advice when you need it. The bottom line is that if you have an excessive amount of debt, this is a good company to choose for your financial needs.



The debt settlement and consolidation industry is one of the primary targets for fraudulent companies to target. Fraudsters are aware that people are desperate and willing to do anything to get out of their high interest debt. Even if a company isn’t a fraudster, they may cut corners to provide inferior results which can have a very negative impact on you. That’s why it’s important to make sure that you have verifiable testimonials and reviews of past clients who have worked with the company – this is the best way to be predict how your experience with the business will be. We’ve looked at some consumer watchdog groups to get a better idea of how Superior Debt Relief interacts with their clients.


Best Debt Companies

According to Best Debt Companies, one of the drawbacks of the business is that they lack certain accreditations, so some laws might not apply with this company. Superior Debt Relief only operates in 28 states, so almost half of the country cannot do business with the company. Other than this, they appear to think Superior Debt Relief is a good performer.


Better Business Bureau

The Better Business Bureau is one of the most respected consumer watchdog groups in the world. They partner with U.S. companies to ensure that they are enacting good business practices. If you’re trying to find out if a company is ethical, checking the BBB is one of the first things you should do. They have received an A+ rating from the Better Business Bureau. They have a good reputation and positive reviews from customers. Achieving this high of a rating from the BBB is no small feat – this is a clear indicator that the company does honest work.



If you’re looking to get a high reduction on your debt through settlement, Superior Debt Relief is one of the best options available to you. They have some of the highest success rates in the industry and they also have a great reputation with past customers. While their fees are quite high, this is offset by the results that they get. The only downside is that you’ll need to make sure that you live in a state where they operate – there are 22 states in the country that are not eligible for their services.

As with any debt settlement program, make sure it is the path you want to take before you begin the journey. You will take a significant hit to your credit score by reaching a settlement – though in the long run this will be offset if you exhibit good financial behavior going forward. Remember, the longer you wait to get out of debt, the more money you’re wasting.